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Rates subject to change.
| Effective Date: January 9, 2024 | Interest Rate | APY** | |||
|---|---|---|---|---|---|
| Certificate of Deposit $1,000 minimum balance required for all Certificate of Deposits | |||||
| 3 Month Certificate | .65 | .65 | |||
| 6 Month Certificate | .75 | .75 | |||
| 5 Month Certificate Special | 4.64 | 4.70 | |||
| 1 Year Certificate | 1.20 | 1.21 | |||
| 2 Year Certificate | 1.25 | 1.26 | |||
| 3 Year Certificate | 1.34 | 1.35 | |||
| 5 Year Certificate | 1.45 | 1.46 | |||
| Money Market Account* Minimum to Open $2,500 | |||||
| Daily Balance $2,499.99 or less | .35 | .35 | |||
| Daily Balance between $2,500.00 and $24,999.99 | .40 | .40 | |||
| Daily Balance between $25,000.00 and $99,999.99 | .75 | .75 | |||
| Daily Balance between $100,000.00 and $249,999.99 | 1.15 | 1.16 | |||
| Daily Balance between $250,000.00 and $499,999.99 | 1.36 | 1.37 | |||
| Daily Balance between $500,000.00 and $999,999.99 | 1.41 | 1.42 | |||
| Daily Balance of $1,000,000 and over | 1.41 | 1.42 | |||
| Statement Savings* | .15 | .15 | |||
| Super Now Accounts* Minimum balance to open $2,500 | |||||
| 0-$999 Minimum Daily Balance | .15 | .15 | |||
| $1,000-2,499 Daily Balance | .15 | .15 | |||
| $2,500 & up Daily Balance | .15 | .15 | |||
| Individual Retirement Accounts (IRA) | |||||
| IRA Golden Savings* Open-end $100.00 minimum balance | .50 | .50 | |||
| 1 Year IRA Certificate | 1.20 | 1.21 | |||
| 2 Year IRA Certificate | 1.25 | 1.26 | |||
| 3 Year IRA Certificate | 1.34 | 1.35 | |||
| 5 Year IRA Certificate | 1.45 | 1.46 | |||
| **Annual Percentage Yield |
THE MINIMUMS STATED ABOVE ARE ALL MINIMUMS TO OPEN THE ACCOUNT AND ALSO THE MINIMUM BALANCES REQUIRED TO OBTAIN THE STATED ANNUAL PERCENTAGE YIELD.
*THE RATE FOR THESE ACCOUNTS MAY CHANGE AFTER THE ACCOUNT IS OPENED.
*FEES MAY REDUCE EARNINGS.
