The First National Bank in Amboy Certificate of Deposits (CD) pay competitive rates with flexible terms that meet almost everyone’s investment needs.
Contact our Customer Service Department today at 815-857-3625 extension 5305, or email them at contact@fnbamboy.com
| Effective Date: December 12, 2024 | Interest Rate | APY** |
|---|---|---|
| Certificate of Deposit $1,000 minimum balance required for all Certificate of Deposits | ||
| 3 Month Certificate | .40 | .40 |
| 6 Month Certificate | .55 | .55 |
| 5 Month Certificate Special | 3.71 | 3.75 |
| 1 Year Certificate | .95 | .95 |
| 2 Year Certificate | 1.05 | 1.05 |
| 3 Year Certificate | 1.10 | 1.10 |
| 5 Year Certificate | 1.21 | 1.22 |
| Money Market Account* Minimum to Open $2,500 | ||
| Daily Balance $2,499.99 or less | .10 | .10 |
| Daily Balance between $2,500.00 and $24,999.99 | .15 | .15 |
| Daily Balance between $25,000.00 and $99,999.99 | .45 | .45 |
| Daily Balance between $100,000.00 and $249,999.99 | .75 | .75 |
| Daily Balance between $250,000.00 and $499,999.99 | 1.16 | 1.17 |
| Daily Balance between $500,000.00 and $999,999.99 | 1.21 | 1.22 |
| Daily Balance of $1,000,000 and over | 1.21 | 1.22 |
| Statement Savings* | .10 | .10 |
| Super Now Accounts* Minimum balance to open $2,500 | ||
| 0-$999 Minimum Daily Balance | .10 | .10 |
| $1,000-2,499 Daily Balance | .10 | .10 |
| $2,500 & up Daily Balance | .10 | .10 |
| Individual Retirement Accounts (IRA) | ||
| IRA Golden Savings* Open-end $100.00 minimum balance | .35 | .35 |
| 1 Year IRA Certificate | .95 | .95 |
| 2 Year IRA Certificate | 1.05 | 1.05 |
| 3 Year IRA Certificate | 1.10 | 1.10 |
| 5 Year IRA Certificate | 1.21 | 1.22 |
| **Annual Percentage Yield |
THE MINIMUMS STATED ABOVE ARE ALL MINIMUMS TO OPEN THE ACCOUNT AND ALSO THE MINIMUM BALANCES REQUIRED TO OBTAIN THE STATED ANNUAL PERCENTAGE YIELD.
*THE RATE FOR THESE ACCOUNTS MAY CHANGE AFTER THE ACCOUNT IS OPENED.
*FEES MAY REDUCE EARNINGS.
3 to 11 months Certificate of Deposit
The fee we impose on certificates with a term of 3 to 5 months will equal 3 months interest on the amount withdrawn. The fee we impose on certificates with a term of 6 to 11 months will equal 6 months interest on the amount withdrawn. In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases, requires, the waiver of the early withdrawal penalty. See your plan disclosure if this account is part of an IRA or other tax qualified plan.
12 to 23 months Certificate of Deposit
The fee we impose on certificates with a term of 12 to 23 months will equal 6 months interest on the amount withdrawn. In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases, requires, the waiver of the early withdrawal penalty. See your plan disclosure if this account is part of an IRA or other tax qualified plan.
24 to 60 months Certificate of Deposit
The fee we impose on certificates with a term of 24 to 60 months will equal 12 months interest on the amount withdrawn. In certain circumstances such as death or incompetence of an owner of this account, the law permits, or in some cases, requires, the waiver of the early withdrawal penalty. See your plan disclosure if this account is part of an IRA or other tax qualified plan.
App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. CardValet is a registered trademark of Fiserv, Inc. or its affiliates.
©2025 The First National Bank in Amboy. All rights reserved.
Saturday, March 22, 2025, our Online and Mobile Banking systems will be undergoing maintenance from 1:00PM – 4:00PM and may be unavailable during that time.
We apologize for any inconvenience.
Thank you for choosing The First National Bank in Amboy.
