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Open your new account today. Stop in at any of our locations to speak with one of our professional staff, call 815-857-3625 ext. 5305 for Customer Service, or email them at

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Regular SavingsILUTMA SavingsIRAsChristmas Club
Minimum opening balance $100.00Minimum opening balance $25.00Traditional IRASpecial Savings account to save money throughout year
$25.00 for children 18 and underSpecial savings account for children 18 and underRoth IRA – tax deferred income$1, $2, $5, $10, $20, $50
Interest paid quarterlyAn Adult as Custodian of account – only one with permission to withdraw fundsEducational IRABegins mid-October, Ends early-October of next year
Bank makes 50th payment, if all 49 payments are made prior
Christmas clubs can be opened through February

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