CONTACT US: (815) 857-3625

Personal Credit Cards

We make it easy to choose the credit card that is right for you – Value Card or Everything Rewards. It’s the only card you need for everything you need to do.

Personal Card - Value Card

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardmanager.net.
  • Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Personal Card –Everything Rewards / Premier Plus Rewards​

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.theloyaltyrewards.com or call 800.367.7576.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • ID Theft Protection coverage and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances. 

Fees

To Apply Now

    • Download the PDF application.
    • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
    • Fax your completed application to the Card Service Center at 877-809-9162.

    Or mail your completed application to:

    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

Business Credit Cards

1Please see application for information about current APRs and fees.

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The First National Bank in Amboy

Saturday, March 22, 2025, our Online and Mobile Banking systems will be undergoing maintenance from 1:00PM – 4:00PM and may be unavailable during that time.

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