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The Federal Deposit Insurance Corporation has ensured the safety and security of our nation’s financial institutions since 1933.

FDIC deposit insurance coverage depends on two things: (1) whether your chosen financial product is a deposit product; and (2) whether your bank is FDIC-insured.

The FDIC covers:

Checking accounts
Negotiable order of withdrawal (NOW) accounts
Savings accounts
Money market deposit accounts (MMDAs)
Time deposits such as certificates of deposit (CDs)
Cashier’s checks, money orders, and other official items issued by a bank

There is no application required to qualify for FDIC insurance. Coverage is automatic whenever a deposit account is opened at an FDIC-insured bank or financial institution. If you are interested in FDIC deposit insurance coverage, make sure you are depositing your funds in a deposit product at the bank.

Click on the link provided here for additional information about FDIC deposit insurance There are brochures, calculators and helpful articles to guide you.

Contact 815-857-3625 ext. 5305 with additional questions regarding your FDIC deposit insurance.

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