Alert: We are aware bank phone numbers are spoofed for scams. Do not click links, do not provide sensitive information, and call us directly. Click here for more resources
Alert: We are aware bank phone numbers are spoofed for scams. Do not click links, do not provide sensitive information, and call us directly. Click here for more resources
Open an account today! We can also help you transfer accounts. For more information:
Rates subject to change.
| Effective Date: December 16, 2025 | Interest Rate | APY** |
|---|---|---|
| Certificate of Deposit $1,000 minimum balance required for all Certificate of Deposits | ||
| 3 Month Certificate | .40 | .40 |
| 6 Month Certificate | .55 | .55 |
| 5 Month Certificate Special | 3.32 | 3.35 |
| 1 Year Certificate | .95 | .95 |
| 2 Year Certificate | 1.05 | 1.05 |
| 3 Year Certificate | 1.10 | 1.10 |
| 5 Year Certificate | 1.21 | 1.22 |
| Money Market Account* Minimum to Open $2,500 | ||
| Daily Balance $2,499.99 or less | .10 | .10 |
| Daily Balance between $2,500.00 and $24,999.99 | .15 | .15 |
| Daily Balance between $25,000.00 and $99,999.99 | .45 | .45 |
| Daily Balance between $100,000.00 and $249,999.99 | .75 | .75 |
| Daily Balance between $250,000.00 and $499,999.99 | 1.16 | 1.17 |
| Daily Balance between $500,000.00 and $999,999.99 | 1.21 | 1.22 |
| Daily Balance of $1,000,000 and over | 1.21 | 1.22 |
| Statement Savings* | .10 | .10 |
| Super Now Accounts* Minimum balance to open $2,500 | ||
| 0-$999 Minimum Daily Balance | .10 | .10 |
| $1,000-2,499 Daily Balance | .10 | .10 |
| $2,500 & up Daily Balance | .10 | .10 |
| Individual Retirement Accounts (IRA) | ||
| IRA Golden Savings* Open-end $100.00 minimum balance | .35 | .35 |
| 1 Year IRA Certificate | .95 | .95 |
| 2 Year IRA Certificate | 1.05 | 1.05 |
| 3 Year IRA Certificate | 1.10 | 1.10 |
| 5 Year IRA Certificate | 1.21 | 1.22 |
| **Annual Percentage Yield |
THE MINIMUMS STATED ABOVE ARE ALL MINIMUMS TO OPEN THE ACCOUNT AND ALSO THE MINIMUM BALANCES REQUIRED TO OBTAIN THE STATED ANNUAL PERCENTAGE YIELD.
*THE RATE FOR THESE ACCOUNTS MAY CHANGE AFTER THE ACCOUNT IS OPENED.
*FEES MAY REDUCE EARNINGS.
Saturday, March 22, 2025, our Online and Mobile Banking systems will be undergoing maintenance from 1:00PM – 4:00PM and may be unavailable during that time.
We apologize for any inconvenience.
Thank you for choosing The First National Bank in Amboy.