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Deposit Rates

Open an account today! We can also help you transfer accounts. For more information:

  • Visit one of our locations to speak with our friendly Customer Service staff
  • Call Customer Service at 815-857-3625 ext. 5305
  • Email contact@fnbamboy.com

Rates subject to change.

Effective Date:
May 15, 2024
Interest RateAPY**
Certificate of Deposit
$1,000 minimum balance required for all Certificate of Deposits
3 Month Certificate .65 .65
6 Month Certificate
.75 .75
5 Month Certificate Special4.444.50
7 Month Certificate Speical4.664.70
1 Year Certificate1.201.21
2 Year Certificate
1.251.26
3 Year Certificate
1.341.35
5 Year Certificate1.451.46
Money Market Account*
Minimum to Open $2,500

Daily Balance $2,499.99 or less .35 .35
Daily Balance between $2,500.00 and $24,999.99 .40 .40
Daily Balance between $25,000.00 and $99,999.99 .75 .75
Daily Balance between $100,000.00 and $249,999.991.151.16
Daily Balance between $250,000.00 and $499,999.991.361.37
Daily Balance between $500,000.00 and $999,999.991.411.42
Daily Balance of $1,000,000 and over1.411.42
Statement Savings* .15 .15
Super Now Accounts*
Minimum balance to open $2,500
0-$999 Minimum Daily Balance .15 .15
$1,000-2,499 Daily Balance .15 .15
$2,500 & up Daily Balance .15 .15
Individual Retirement Accounts (IRA)
IRA Golden Savings*
Open-end $100.00 minimum balance
.50 .50
1 Year IRA Certificate1.201.21
2 Year IRA Certificate1.251.26
3 Year IRA Certificate
1.341.35
5 Year IRA Certificate1.451.46
**Annual Percentage Yield

THE MINIMUMS STATED ABOVE ARE ALL MINIMUMS TO OPEN THE ACCOUNT AND ALSO THE MINIMUM BALANCES REQUIRED TO OBTAIN THE STATED ANNUAL PERCENTAGE YIELD.

*THE RATE FOR THESE ACCOUNTS MAY CHANGE AFTER THE ACCOUNT IS OPENED.

*FEES MAY REDUCE EARNINGS.

Early withdrawal penalties apply for Certificates of Deposit and IRA Certificates of Deposit

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